If you have been injured in a personal injury accident, the recovery process can take anywhere from a few weeks to many months. During this process, you might require extensive medical help, post-operation care, and 24×7 nursing.
It should be pointed out that all the above things require a lot of money. During this period, you might also be bedridden and fail to earn any income. This can create additional financial stresses on the family. To ensure that you have the financial backing, the role of a personal injury lawyer is stressed.
Individuals that have been in car accidents, slip and fall incidents, dog bites, or medical negligence can file personal injury lawsuits. A major part of the lawsuit is forcing insurance companies to part with compensation that can help in the recovery process of the affected.
In this article, we are going to look at some important ways personal injury lawyers can help you with your insurance claims in Texas.
Personal Injury Lawyers and Insurance Claims: What you need to know
According to a leading NYC accident injury lawyer, the following are some ways that a trained attorney can help with insurance claims-
- Building the Case for the Insurance Companies-
Almost all insurance companies require a case summary that needs to be provided after the accident. This involves getting statements from the police, medical representatives, and other stakeholders that have been involved in the accident. The presentation of this case summary is the first step towards insurance disbursal. This is an important area where the personal injury attorney can help in the drafting of the legal case summary.
- Gathering and collating the necessary Evidence from the scene-
While this is something that the insurance companies should be collecting from the law enforcement agencies, it has been found that they take their own sweet time to do so. A personal injury lawyer can do so in a faster manner and then submit all the evidence and documentation to the insurance company. This can help in the speedy disbursal of funds and the associated payments that are to be made to the medical institutions for care and surgery.
- Creating all the Paperwork and Documentation for Filing the Claim-
You might think that this is an easy process that can be done by anyone and everyone. However, insurance companies are very rigid when it comes to paperwork. If it is not filed in the correct manner, they are more than likely to reject the claim and ask you to start all over again. There are tons of paperwork involved, signatures required and attestations needed. If you miss even one, your claim can be side-tracked. An expert personal injury attorney is trained to do this.
Can the Personal Injury Lawyer exert pressure on Insurance Companies?
Insurance companies remain profitable by denying as many claims as possible. They aim to find faults and exploit loopholes in the paperwork, evidence documentation, and other areas.
As a normal individual, a bad insurance company might make you keep running from pillar0to-post when it comes to your claims. They will put out all stops to make your claims process as difficult and complex as possible.
Time is also a factor that they will try to exploit. This is why it is best to hire a trained personal injury lawyer that has experience working with insurance companies and making up release the compensation claims.
A lawyer can send a legal notice to an insurance company if it is dilly-dallying in the claims process. A legal attorney can also pull them up to court and claim counter compensations for dereliction of duty and violation of the insurance contract or agreement.
All these things are practically impossible for a normal human being to do. Timely intervention in this regard can prove to be beneficial to aid the claims process.
The Final Word
When it comes to personal injury lawsuits having a legal representative is by far the smartest decision you can make. This has an impact on not only the individual that has been affected by the accident but their entire family as well. If you have any more questions on personal injury insurance claims that you would like to raise, let us know in the comments below.