Reasons Why Afterpay Is Popular Among Shoppers

Afterpay is an online payment platform that enables you to shop in selected online stores but delay payment. You will then pay in installments until you clear. What makes this payment option so popular among users? The success and popularity of this platform can be attributed to the following:

Online stores intergration

Online stores that accept Afterpay, such as, have the option integrated on the platform. To use this option, you need to select it as your payment method at checkout. You will pay 25% of the total cost upfront and pay the balance in two weeks’ installments. Despite the payments attracting no interest, missing an installment will cost you $10 with a further $7 if you miss the next one too.

Easy approval process

Application and approval to Afterpay are straightforward. However, there are some stringent conditions you must meet. Your age must be 18 years old and above, and you must also have an eligible credit or debit card. Besides that, your purchase should be over $35. It would help to note that the platform may reject your application despite the easy approval process. In some instances, you won’t qualify to buy up to a certain amount at first.

Favorable payment plan

Sometimes you might need to buy an item but are short of cash. This platform enables you to acquire the item then pay after sorting your finances. This arrangement is convenient as you can get the item without the fear of high hire purchase prices or interest fees of credit cards.

Automatic deductions and reminders

Missing a payment can be due to forgetting the due date even if you have credited your account. Fortunately, Afterpay automatically deducts the amount of the installment you need to pay. This system enables you to worry less about missing the payment provided you have credited the card you linked it to. This platform also has a system to get timely reminders before the due date. The reminders help you credit your account to ensure that you don’t miss a payment. In doing so, you will avoid the penalties mentioned earlier.


With the rise of data security concerns, Afterpay has a privacy policy to protect your data. This company keeps your private information secure and protects it from loss, misuse, unauthorized access, or disclosure. As a PCI DSS Level 1 certified service provider, you can confidently give your information during application. It is safe with the company.

Favorable return policies

Last but not least, after pay has a favorable return policy. Partnering with selected online stores like, the company will process your payment and make the refund where necessary. However, note that you must meet the store’s return policy you purchased from for this arrangement.

Service providers like Afterpay offer a better alternative than payday loans or credit cards. It allows you to get an item as long as you are sure you can pay the remaining amount in time. Although, it will be best to spend money carefully to avoid impulse buying. 



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