The Benefits of a Travel Credit Card

There are a variety of reasons you might want to get a travel credit card. Even if you’ve never previously had a travel credit card, you probably know that travel credit cards can be incredibly helpful for people who enjoy traveling. But what are the real benefits of a travel credit card? Here are four of the top benefits you might experience.

1. Cashback on a Variety of Purchases

Cashback is definitely one of the most prominent benefits that you may experience with a travel credit card. With a travel credit card, you’ll usually get extra cashback when you make a purchase with a specific travel company, although some travel credit cards will give you extra cashback for all travel purchases. You’ll also typically get a low percentage back on your day-to-day purchases, which will include purchases that have nothing to do with travel. Check the terms and conditions to learn more about your cashback options.

2. Special Benefits Just for Being a Cardholder

As a cardholder, you’ll typically receive special benefits on many of your trips. For example, you may be able to get upgrades for free a few times per year, extra checked bags, more cancellation flexibility, and more. The specific benefits that you’ll receive vary from card to card, but you can almost always be certain that you’ll get some free benefits as part of your cardholder agreement.

3. More Peace of Mind

Many travel credit cards give you significantly more peace of mind than you otherwise would have with whatever company that issues the credit card. This may come in the form of expanded cancellation options, a specialized customer service line, and trip change coverage, among other things. If you’re looking for more peace of mind while you travel, a travel credit card can absolutely do that for you. Just make sure that you know all the cancellation exceptions that you might have to think about before you sign up for a credit card.

4. Sign-On Bonuses

A sign-on bonus is a great way to get the most out of a travel credit card in the first few months of having it. Typically, the way this works is that you have a certain number of months from your activation date to spend a certain dollar amount on the card. If you reach that dollar amount, you get an extra number of points. Sign-on bonuses can be amazing for people to start their travel benefits. Make sure you check for the United Explorer card before you sign up for a travel credit card so you can get the best sign-on bonus.


Travel credit cards can help you save more on all your travel purchases. However, if you’re not used to travel credit cards, you might not know that these benefits can be genuinely extensive. The best way to find out the benefits of different credit cards is just to look at lists of benefits associated with some of the best travel credit cards out there, as they can educate you on travel credit cards overall.

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